Buying property in Dubai is one of the smartest investments you can make—but do you know the real cost?

Many buyers focus only on the property’s price, but hidden fees, government charges, and additional costs can impact your budget if you’re not prepared.

At BIXAA, we believe in transparency—so here’s everything you need to know about the true cost of buying property in Dubai and how we ensure you get the best deal with ZERO surprises.

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🏡 What Are the Costs of Buying a Property in Dubai?

While Dubai has zero property taxes and no capital gains tax, there are several one-time fees you must consider:

1️⃣ Dubai Land Department (DLD) Fees – 4% of Property Price

To officially register your property, the Dubai Land Department (DLD) charges 4% of the purchase price. This is a mandatory fee.

💡 BIXAA Advantage: We negotiate directly with developers to secure partial or full waivers on this fee—saving you thousands.

2️⃣ Property Registration Fees – AED 2,000 to AED 4,000

To register your title deed:
✔ AED 2,000 + 5% VAT (For properties under AED 500,000)
✔ AED 4,000 + 5% VAT (For properties above AED 500,000)

💡 BIXAA Advantage: With our exclusive developer partnerships, you may not have to pay this at all.

3️⃣ Real Estate Agency Commission – 2% of Property Price

Most agencies charge a 2% commission plus 5% VAT. This is the standard fee for expert guidance and transaction management.

💡 BIXAA Advantage: No hidden commissions. No unnecessary fees. With us, every cost is upfront and transparent.

4️⃣ Mortgage-Related Costs (If You’re Financing Your Property)

If you’re getting a home loan in Dubai, here’s what you’ll need to budget for:

📌 Mortgage Registration Fee: 0.25% of the loan amount + AED 290
📌 Bank Mortgage Arrangement Fee: 1-2% of the loan amount
📌 Property Valuation Fee: AED 2,500 (varies by bank)

💡 BIXAA Advantage: Our partnership with leading banks ensures you get the lowest mortgage rates and the fastest approvals.

5️⃣ No Objection Certificate (NOC) Fee – AED 500 to AED 5,000

Developers charge this to confirm no outstanding dues on the property before the sale is finalized.

💡 BIXAA Advantage: We ensure you don’t overpay—and in many cases, we negotiate to have this fee covered for you.

6️⃣ Down Payment (For Mortgage Buyers) – 20% to 35% of Property Price

✔ Expats: 25% down payment (if property is under AED 5M)
✔ UAE Nationals: 20% down payment
✔ Luxury Properties (Above AED 5M): 35% to 40% down payment

💡 BIXAA Advantage: We guide you on smart financial structuring to ensure your cash flow remains optimal while securing your dream property.

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🚀 Why BIXAA Buyers Pay LESS & Get MORE

Most buyers don’t realize that they end up overpaying when they buy through the wrong broker or directly from developers.

❌ What You LOSE If You Buy From Other Brokers:

❌ Hidden Charges – Many brokers don’t disclose all costs upfront.
❌ No Price Negotiation – They won’t fight to get you a better deal.
❌ No DLD Waiver – You’ll pay the full 4% DLD fee instead of getting a discount.
❌ No After-Sales Support – Once the deal is done, you’re on your own.

💡 With BIXAA, you get everything in writing—NO false promises, NO unexpected costs.

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⚠️ Why Buying Directly From Developers Can Be a Costly Mistake

Some buyers think that going directly to the developer saves money—but here’s what they DON’T tell you:

❌ No Discounts – Developers sell at fixed prices with no negotiation.
❌ Limited Property Choices – You won’t get to compare with other, potentially better, investments.
❌ No Mortgage Assistance – You’ll have to find your own financing without expert guidance.
❌ No Resale or Rental Support – If you want to sell or rent out your property later, you’re on your own.

💡 BIXAA buyers get:
✔ Better prices than developers offer
✔ Exclusive pre-launch access to off-market properties
✔ The best mortgage & financing solutions
✔ Full resale & rental support for long-term ROI

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💎 Make the Smartest Investment With BIXAA

Buying property in Dubai is an exciting journey, but making the wrong move can cost you thousands.

Here’s why BIXAA is the ONLY choice for smart investors:

✅ Lowest Prices & Best Payment Plans – We negotiate exclusively for our buyers.
✅ DLD Fee Discounts & Waivers – We help you save up to 4% instantly.
✅ No Hidden Costs—Ever – 100% transparent pricing in writing.
✅ Exclusive Off-Market Deals – Properties before they hit the public market.
✅ Full End-to-End Support – From mortgage approvals to legal paperwork & after-sales.

🚀 When you buy with BIXAA, you’re not just getting a property—you’re getting the best deal in the market, secured by experts.

📞 Ready to invest smartly? Contact us today & let’s get started!