💡 Want to invest in Dubai’s booming real estate market but not a UAE resident? Good news! You CAN get a mortgage in Dubai—even if you live abroad.

🚀 At BIXAA, we make non-resident mortgages simple, hassle-free, and fully transparent. We ensure you get the best financing options, lowest interest rates, and a legally secure investment in Dubai.

✅ Exclusive mortgage deals for international buyers
✅ End-to-end support—from loan approval to property purchase
✅ Fast-track processing with top banks & financial institutions

With BIXAA, buying property in Dubai as a non-resident is easy, secure & highly profitable.

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🏡 Can Non-Residents Get a Mortgage in Dubai? YES! Here’s How

Dubai welcomes international investors, and many banks offer home loans to non-residents—but the process requires expert guidance to get the best rates & approvals.

✅ Eligibility Criteria for Non-Resident Mortgages

✔ Minimum property value: AED 750,000 or more
✔ Loan-to-Value (LTV): Up to 50-70% financing available
✔ Minimum income requirement: AED 25,000/month (or equivalent in foreign currency)
✔ Must be employed or self-employed with proof of stable income
✔ Property must be completed (off-plan properties are not mortgageable for non-residents)

💡 BIXAA Advantage: We ensure you meet all criteria & get fast-track mortgage approval from top banks.

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📑 Documents Required for a Non-Resident Mortgage

To apply for a mortgage, you’ll need:

✔ Valid Passport Copy
✔ Bank Statements (Last 3–6 months)
✔ Proof of Income (Salary Certificate or Business Documents)
✔ Previous Loan or Credit Reports (if applicable)
✔ Property Details & Valuation Report

💡 BIXAA Insight: We handle all the paperwork & bank coordination—so you don’t have to stress about missing documents or delays.

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🏦 Which Banks Offer Mortgages to Non-Residents?

Not all banks offer financing for foreign investors—but BIXAA partners with the BEST banks to secure top mortgage deals.

✔ Mashreq Bank – Finance up to AED 10 million, tenure up to 25 years
✔ First Abu Dhabi Bank (FAB) – Flexible rates & financing up to 50%
✔ Dubai Islamic Bank (DIB) – Home finance up to 80% for some nationalities
✔ HSBC – Competitive rates for high-net-worth investors

💡 BIXAA Advantage: We negotiate the best mortgage terms for you—saving you time, money & hassle.

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💰 How Much Can You Borrow? Loan-to-Value (LTV) Explained

Non-resident mortgages typically cover:

✔ Up to 50% financing – For properties below AED 5 million
✔ Up to 70% financing – For select high-value properties & eligible investors
✔ Mortgage Tenure: Up to 25 years (depending on the bank)

💡 BIXAA Insight: We assess your financial profile & find the highest LTV mortgage available for you.

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⚠️ Why NOT Apply for a Mortgage Without BIXAA?

❌ What Happens If You Apply Through Another Broker?

🚨 Many brokers only care about selling property—they don’t ensure your mortgage is actually approved.

❌ Higher interest rates & fees – Many brokers don’t have banking partnerships, so you pay more.
❌ Complicated paperwork – They leave you to figure out documentation on your own.
❌ Delayed approvals – Your loan may get rejected due to missing information.
❌ No after-sales support – Once the deal is done, they disappear.

💡 With BIXAA, we handle everything—so your mortgage is approved FASTER with the BEST rates.

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❌ What Happens If You Buy Directly from a Developer?

🚨 Developers don’t provide mortgage assistance—they only care about selling their properties.

❌ No market comparison – Developers won’t tell you if there’s a better deal elsewhere.
❌ No mortgage guidance – You’re on your own when it comes to financing.
❌ No price negotiation – You pay FULL price with no discounts.
❌ No resale or rental assistance – Once you buy, you’re left to manage everything yourself.

💡 BIXAA ensures you get the best mortgage, the best property, AND long-term support.

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🚀 Why Non-Resident Investors Choose BIXAA for Dubai Mortgages

✅ Lowest Interest Rates & Best Mortgage Deals – We work with top banks to secure the best financing for you.
✅ Full Loan Approval Assistance – We handle all paperwork & coordination so you don’t have to.
✅ Fast-Track Processing – Get approved quickly, with minimal hassle.
✅ Complete Property Buying Support – From financing to investment guidance, we do it all.
✅ After-Sales Support – Need help with renting, reselling, or managing your property? We’ve got you covered.

💡 With BIXAA, buying property in Dubai as a non-resident is SIMPLE, FAST & RISK-FREE.

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📞 Ready to Get a Mortgage & Own Property in Dubai? Let’s Make It Happen!

🏡 No residency? No problem. Let BIXAA secure your Dubai property investment—hassle-free.

📲 Contact us now & get expert mortgage assistance TODAY!